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Another piece of information you should know: the company with the lowest initial rate of Plan F may have substantially higher rate increases in the future than a company with higher initial rates. Therefore, you can pay less in time with a www.myaarpmedicare.com    company policy with the highest initial rate. The best way to determine the various rates for all companies with Medicare Supplement Plan F is to complete a comparison of the Medicare Supplement Plan F rate using an independent, competent software quote system designed specifically for the Supplements. of Medicare and review those rates with a very experienced agent who represents many companies and is familiar with the company's rate increase stories. When can I buy a supplemental Medicare plan? The best time to buy a Medigap policy is during the 6 month period that begins on the first day of the month in which you are 65 or older and enrolled in Part B. For example, if you turn 65 and are enrolle...